In addition to traditional fixed index annuity (FIA) benefits such as tax-deferral, lifetime income and a death benefit for beneficiaries, Allianz Life Insurance Company of North America (Allianz) just announced the launch of a new index allocation option offering an additional choice for retirement accumulation available exclusively through the Allianz Preferred SM platform. This exciting new feature was created for consumers approaching retirement that are looking for a managed volatility option.
How does it work? In general, when the S&P 500® volatility is low, the balance shifts more toward the S&P 500®. But when volatility is high, the balance shifts towards the Barclays Capital US Aggregate Bond index. Basically, the index does the work of shifting between equities and bonds, so you don't have to!
2 exciting features of the Barclays US Dynamic Balance index include:
The Barclays US Dynamic Index allocation is just one of several index options offered on Allianz fixed index annuities to make annuities more exciting in a dangerous financial market.
How does it work? In general, when the S&P 500® volatility is low, the balance shifts more toward the S&P 500®. But when volatility is high, the balance shifts towards the Barclays Capital US Aggregate Bond index. Basically, the index does the work of shifting between equities and bonds, so you don't have to!2 exciting features of the Barclays US Dynamic Balance index include:
- Uncapped Strategy with a spread - The index has an annual point-to-point crediting method that has a spread and no caps.
- Daily Rebalance - The Barclays US Dynamic Balance Index dynamically allocates daily between the two indexes, based on their historical realized volatility.
The Barclays US Dynamic Index allocation is just one of several index options offered on Allianz fixed index annuities to make annuities more exciting in a dangerous financial market.
